Homeowners & Future Homeowners

First Time Homebuyers: Homeownership can be a truly rewarding experience. Many potential homebuyers are intimidated  and overwhelmed by the home ownership process. One way to minimize the fear of the home buying process is through understanding and education. This course walks you through the steps at your pace and answers many of the questions you may have about buying.

Online Services Available Here 

Reverse Mortgage: Are you interested in improving your quality of life?  Let our reverse mortgage expert educate you on what you really need to know.

* Owner must be 62 years old or older

Foreclosure Prevention (Mortgage Payment Program[MPP]):

  • Have you lost job or become unemployed through no fault of your own?
  • Are you un-employed after a job loss or now on a fixed income earning less money?
  • Have you had a temporary hardship requiring new employment such as divorce or health problems?
  • Are you a returning military veteran looking to retrain and enter a civilian career or new field?

In conjuction with the  (NCHFA) we offer the Mortgage Payment Programs assisting homeowners with mortgage payments during specific hardship situations. The NC Foreclosure Prevention Fund provides mortgage assistance to North Carolina homeowners who are struggling due to job loss or temporary unemployment, reduction of income, or temporary financial hardship, such as divorce, health issues or illness, the death of a spouse or a natural disaster. The Fund also provides counseling and assistance to returning military veterans who are transitioning to civilian jobs.

For qualified homeowners, the NC Foreclosure Prevention Fund can help pay your mortgage and other related expenses for up to 36 months ($36,000 over three years) while you search for or secure new employment. If you have returned to work or secured a fixed income after an eligible hardship but are earning less and are unable to pay your mortgage, you may be eligible to have your principal reduced to make your mortgage payment more affordable.

View our Catalog of Workshops Here

Financial Wellness: Let's Get Started!

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