Housing Financial Counseling

A HUD approved agency certified by the National Foundation for Credit Counseling

Whether you’re a current homeowner needing assistance, or looking to purchase a home in the future, our NFCC-certified counselors will provide sound advice to help you set realistic goals, plan carefully, and clearly understand the costs involved. Our housing financial counseling services are HUD-approved and also assist with preventing foreclosure, avoiding predatory lenders, and finding a loan modification to make your monthly mortgage payment more reasonable.


  • Homebuyer Education
  • Pre-purchase Counseling
  • Mortgage Delinquency Counseling
  • Mortgage Payment Program
  • Foreclosure Prevention Counseling
  • Default Resolution Counseling
  • Reverse Mortgage Counseling


Varies by participant. Please call to schedule an appointment.


  1. Complete the Participant Application Packet.
  2. Take the short My Money Check-Up assessment and send an email to mmcu@tfsnc.org providing the email address used for the assessment and the date it was completed
  3. Call 919-821-0790 ext. 105 to schedule an appointment
  4. Bring the following to your first appointment:
    • Completed and signed Participant Application Packet
    • Most recent mortgage statement
    • All correspondence from your mortgage lender of their attorney
    • Pay stubs for all borrowers
    • Any other relevant bills, statements, or paperwork




Jennifer Cousins, Financial Wellness Coordinator
919.821.0790 x105

“I will always have a special place in my heart for Triangle Family Services. They were there for me before I even knew I needed them.” ”

TFS participant